Fadiran, T.P.Ogwumike, F. O.Adenegan, K. O.2018-10-162018-10-162010ui_art_fadiran_evaluating_2010 Eng Journal of bankinghttp://ir.library.ui.edu.ng/handle/123456789/2661High level of relative inefficiency among insured banks in the country has serious implications in that the relatively inefficient banks may pose additional risk to the systems safety net. Also, other sectors of the economy may continue to pay for the banking systems inefficiency through high lending rates; Assessment of banks' performance poses some difficulties which include: (i) the nature of bank objectives which are often conflicting and against which anenArticle