Browsing by Author "Kareem, M. K."

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Adult education, Islam, and socio-economic development
(The Islamic Cultural Centre and London Central Mosque, London, 2017) Kareem, M. K.; Bankole, A. S.
Seeking education knows no bounds, age, gender and race in the ancient and modem world. In Islam, the first act (Q2:31-33) and Quranic revelation about 1437 years ago was on education and knowledge acquisition (Q96:l-5). Education is undeniably important and cannot be overemphasized in all the affairs of man, whether social, political, economic and spiritual. This paper, therefore, examines the concept, importance and role of adult education in general and Islamic perspective of adult education in particular relating these to socio-political and economic development. This is done with a view to hypothesizing that education, whether for adults or youths, dictates the level of social and economic development because one cannot give what one does not have. Thus, education can have no ending because it is life. Being a qualitative study, the researchers utilize descriptive methodology to analyze data on adult education to support the paper’s arguments. Findings reveal that Islam provides solutions educationally to resource constraints (human and material) which are the major determinants of the sustainability of social and economic development, the abandonment of which culminated in underdevelopment, crass illiteracy, poverty, ignorance and discouragement of scientific enquiry. The paper analyzed many Quranic verses that encourage man (as homo sapiens) to think, ponder, reflect and discover improved ways of socio-political and economic life for sustainable development (e.g. Q27:69 and Q29:20). The paper recommends properly targeted and delivered adult education to end social strife in today’s world.
Advanced study of muslim law
(Distance Learning Centre, University of Ibadan, Nigeria, 2011) Kareem, M. K.
Anti-corruption preaching /teaching manual for muslims in Nigeria
(The Inter-Faith Anti-Corruption advisory Committee of the Economic and Financial Crimes Comission, Nigeria, 2013) Oyewole, Y.; Abbas., F.; Kareem, M. K.
An appraisal of sufism in selected works of Dr Dawood Ahmad Adekilekun Tijani
(Digital Quest Publishing House Limited, 2016) Kareem, M. K.
Beliefs and practices of a pious muslim
(University Press Plc, 2001) Bello, J.; Kareem, M. K.
Beliefs and practices of a pious muslim
(University Press PLC, Ibadan, 2020) Kareem, M. K.; Bello, J. O.
Building sustainable peace for development among muslims and non-muslims in Bida emirate: an effective strategy for Nigeria
(Department of Religious and Cultural Studies, Faculty Of Humanities, University Of Port Harcourt, 2010) Kareem, M. K.; Bukhari, K. O.
While many parts of the world have experienced conflicts and war, Bida Emirate remains a cauldron of stability and peace. Many research works have examined causes and impacts of conflicts in many parts of the world and socio-political and economic activities in Nupe with scant attention to the causes of peaceful Operational environment in Bida Emirate. Therefore, this study examines the determinants of peace in the study area which is multi-religious and has different ethnic affiliations. The researchers used purposive sampling technique and conducted in depth interviews with the people at the helms of affairs in Bida Emirate such as Etsu Nupe, chief Imams, the leaders of Christian Association of Nigeria and ethnic groups, some individuals and law enforcement agents for their roles in achieving sustainable peace. The study revealed that Etsu Nupe used his position as the royal father to prevent, manage and settle conflicts and minor misunderstandings among his people before they degenerated into significant violence. Findings also showed that annual inter-sect gatherings in Etsu Nupe’s palace, dialogue, justice, tolerance, understanding of the Qur’an and the Sunnah of Prophet Muhammad (PBUH) and guidelines of Jamat Nasrul Islam on issues such assiting of central mosques and takfiir (calling a person an unbeliever) fasclitated sustainable peace there. Prevention is used to keep Bida Emirate safe from ethnoreligious and political conflicts; and this saves human and natural resources. Muslim and Christian preachers should intensify their preaching towards godliness, tolerance, patience, love of others and respect for elders and to one another.
Challenges facing female muslim medical practitioners (FMMP) in the University College Hospital (UCH), Ibadan, Nigeria
(International Institute of Advanced Islamic Studies, Malaysia, 2020-06) Kareem, M. K.; Adeogun, J. A.
In Nigeria, religious intolerance between Muslims and Christians continues to increase. Muslim women are among those who have felt the most impact from the resulting religious prejudice, intolerance, and discrimination, especially in their workplaces. While many studies have been conducted to investigate the myriads of challenges facing women in general and Muslim women in particular, little research has been done on the challenges they face in their workplaces. This study intends to fill this gap by studying Female Muslim Medical Practitioners (FMMP) at the University College Hospital (UCH), Ibadan, Nigeria. Purposive and snowball samplings were used to select seventy research participants. Face-to-face and in-depth individual interviews, which lasted between 30 minutes and three hours each, were used to collect data for the study, in which relevant statistical tests were used for data analysis. The study reveals that FMMPs in the hospital encounter several challenges, such as donning the hijab (the Muslim headscarf), performing daily prayers (salat), and employment opportunities. There is also evidence of high-level discrimination in the workplace. Finally, the study recommends that the management of UCH enhance its practice and policies regarding religious tolerance, equality, fairness, unity, and cooperation amongst its administrative staff and personnel.
A comparative analysis of islamic and common laws of contract
(Department of Religion and African Culture, Adekunle Ajasin University, Akungba-Akoko, 2019-12) Kareem, M. K.
The role of contract in providing basis for man’s affairs in virtually all his endeavours such as spiritual, social, economic and political necessitates its discussion. Comparison between Islamic and Common laws of contract which many works have not been adequately covered becomes expedient for better understanding of our interactions and knowing the more virile that serves the people better. Therefore, this paper analyses and compares the main principles of Islamic and Common laws of contract from the points of view of their coverage and elements. Using inductive qualitative methodology to explore some conceptual frameworks of Islamic sources and textual analysis of the main texts of Islamic and Common laws, the paper found that the rules of Islamic law of contract are very similar to those of common law of contract in the areas of offer, acceptance, mutual consent, terms of contract, pacta sun servada (abiding by stipulation of contract) etc. Tadlīs (fraud), gharar (misinterpretation), etc render contract invalid in both laws. Caveat emptor and caveat venditor are more pronounced in Islamic law than common law. Contracts that involve an insane person during his lucid period, non-Sharī‘ah compliant products and services such as liquor, ribā (interest), gambling are null and void in Islamic law but they are allowed in common law. The paper concludes that the principles of contract are very similar under both laws though some differences exist in their details and applications. People should fulfil their contractual obligations to ensure peaceful coexistence, security, efficient and effective operation of businesses.
A comparative analysis of islamic and conventional cooperative societies: a study of Al-Ikhlas and University of Ibadan workers' cooperative investment and credit societies
(Faculty of Arts, University of Ibadan, Ibadan, Nigeria, 2019) Kareem, M. K.
The nature and performance of cooperative societies have encouraged different people to join different cooperatives. Existing studies have examined the impact of cooperatives on people and businesses with scant attention paid to the comparison between Islamic and conventional cooperatives and their financial statuses. A comparison of both is necessary to weigh the relative impact of each on their respective members. Therefore, this study compared Islamic and conventional cooperative societies, using Al-Ikhlas Cooperative Society and University of Ibadan Workers' Cooperative Investment and Credit Society (UI Workers' Cooperative) as a case study. Data comprised the audited annual financial statements of both cooperatives for the period of 5 years, 2014 to 2018. They were analysed, using ratio-based model, CAMEL (Capital, Asset, Management, Efficiency and Liquidity) and growth rate of share capital to measure their performance and operational efficiency. While UI Workers' Cooperative engages in different types of investments, including those prohibited by Sharî'ah, Al-Ikhlas invests only in products and services allowed in Sharî'ah. The net surplus growth rate of UI Workers' Cooperative (42.12%) was greater than that of Al-Ikhlas society (18.88%). At an average, Al-Ikhlas' capital adequacy ratio (3.65%), members' savings (18.94%) and Management efficiency ratio (91.22%) were higher than those of UI Workers' Cooperative of 2.17%, 7.91% and 59.78%, respectively. Al-Ikhlas is self-sustaining and growing despite avoiding investments prohibited Shariah. By implication, Islamic cooperatives tend to impact more on its members than do conventional cooperatives on its members.
Conceptualising Islamic economic system for national development
(Department of Religious Studies, Faculty of Arts, Obafemi Awolowo University, Ile-lfe, Nigeria, 2020) Kareem, M. K.
Customers' awareness, attitude and patronage of islamic banking in Nigeria
(International Institute of Advanced Islamic Studies, Malaysia, 2015-07) Kareem, M. K.
This study examines customers’ awareness of Islamic banking products and services in Nigeria and explores their attitude towards them. It also investigates their patronage of the banks. An 18-item questionnaire was designed for businesspersons, Muslims and non-Muslims, to obtain information on issues such as awareness of Islamic banking, loans without interest, collateral security, agency, partnership based on sharing of profits and losses and patronage of an interest free financial system. The results show the willingness of the Muslims and a large number of non-Muslims to patronise Islamic banking products and services. Products and services offered by a large number of the respondents were sharī‘ah-compliant. Their readiness to give collateral security, which is neither compulsory nor against the dictates of Islam, indicates their attitude and preparedness to patronise Islamic banks. However, a few non-Muslim respondents state they will not patronise Islamic banking products even if they are profitable and they are the only products in the banking sector in Nigeria. This study will assist promoters of Islamic banks in Nigeria to know where they can establish full-fledged Islamic banks. There is need for the existing and the potential Islamic banks to create more public awareness on Islamic banks.
The development finance institution in Nigeria and the islamic finance since 1964
(2010) Kareem, M. K.
Evaluation of market practices in South- Western Nigeria in the light of Kitdbu-l-buyu ‘ in Al-Jazairi’s Minhajul-muslim
(2013) Kareem, M. K.; Bello, K. I.
Family size and economic welfare: econometric analysis of the islamic perspective
(Faculty of the Social Sciences, University of Ibadan, Nigeria, 2016-09) Kareem, M. K.; Bankole, A. S.; Hameedah, A.
Financial performance of university of Ibadan muslim staff cooperative, investments and credit society limited
(Department of Religious Studies, Ekiti State University, Ado-Ekiti, Ekiti State, Nigeria, 2019-05) Kareem, M. K.
Business enterprise whether for profit or not-for-profit organization must make an income that will cover its costs. Its performance will dictate its survival and growth. Therefore, the study was designed to examine the financial statements of the University of Ibadan Muslim Staff Cooperative, Investments and credit Society limited. (UIMSCICS) with a view to measuring its performance using CAMEL (Capital, Asset, Management, Efficiency and Liquidity). Common Size Statement is also used to do structural analysis of the audited financial statement of the society. The study reveals that the strength of the society is in its management and interest free loans. Its cost of sales is too high (93.7% in 2018). Its capital adequacy, total investment to total assets and net surplus are on the increase but the latter is increasing at a reducing rate. The society does not have non-performing loans. This should be maintained for it makes the quality of its assets very good. The society should find alternative ways of investing their idle funds to generate more income for its members.
Forest management from islamic perspectives
(2017) Kareem, M. K.
Today, the world is facing the problem of global warming and other environmental crises and malaises; and the effect of these phenomena has serious implications on the survival of man. Many researchers have looked at the problem from different perspectives with a view to finding sustainable solutions. Not much attention has been given by both Muslims and non-Muslims to the Islamic directives on forest management, one of the ways by which the global warming and other environmental crises can be abated. It is against this backdrop that the paper aims at examining the Islamic directives on forest management. A descriptive approach and textual analysis of the Qur’an and the Sunnah were adopted in carrying out this research. The study finds that taking care of the environment is tantamount to good deeds, and as good as other acts stated in the Qur’an and the Sunnah. It shows the honour given to trees and environment. The paper presents how trees mop-up carbon dioxide, a green house gas, from the atmosphere and replenish the oxygen content to give man clean air; fix atmospheric nitrogen to rejuvenate the soil; reduce use of inorganic nitrogen fertilizer and emission of nitrous oxide (N2O). It is against Islamic teachings to cut trees or abuse forests without genuine reason. Therefore, adoption of the teachings of Islam in the areas of forest management can go a long way in changing peoples’ attitude positively towards its use and sustainability.
Forest management practices from islamic perspective
(The Department of Religious Studies, University of Ibadan, Ibadan, Nigeria., 2016-06) Kareem, M. K.
Today, the world is facing the problem of global warming and other environmental crises and malaises; and the effect of these phenomena has serious implications on the survival of man. Many researchers have looked at the problem from different perspectives with a view to finding sustainable solutions. Not much attention has been given by both Muslims and non-Muslims to the Islamic directives on forest management, one of the ways by which the global warming and other environmental crises can be abated. It is against this backdrop that the paper aims at examining the Islamic directives on forest management. A descriptive approach and textual analysis of the Qur’an and the Sunnah were adopted in carrying out this research. The study finds that taking care of the environment is tantamount to good deeds, and as good as other acts stated in the Qur’an and the Sunnah. It shows the honour given to trees and environment. The paper presents how trees mop-up carbon dioxide, a green house gas, from the atmosphere and replenish the oxygen content to give man clean air; fix atmospheric nitrogen to rejuvenate the soil; reduce use of inorganic nitrogen fertilizer and emission of nitrous oxide (N2O). It is against Islamic teachings to cut trees or abuse forests without genuine reason. Therefore, adoption of the teachings of Islam in the areas of forest management can go a long way in changing peoples’ attitude positively towards its use and sustainability.
The impact of terrorism on the Nigerian economy and the Islamic solution
(Department of Religion and African Culture, Adekunle Ajasin University, Akungba-Akoko, 2017-12) Kareem, M. K.
The conventional wisdom in economic analysis postulates an inverse relationship between social conflicts/terrorism and economic growth and development because the higher the level of insecurity, the more problematic for the society to succeed economically. This paper investigates the impact of social conflicts/terrorism on Nigeria's economy using traditional economic measures subjected to trend and econometric analysis to respectively discern the relationship in terms of magnitude and direction. Secondly, the paper establishes that this negative outcome is predicted by the Islamic perspective which strongly suggests a direct association between peace and economic growth and development in such Quranic verses as Q7:85 and Q8:25, both of which advocate peaceful coexistence, corruption- and violence-free human interactions for best outcomes. Interestingly, most terrorist actions based on Islamic religious justification are acts of corruption condemned by Islam which offers both terrestrial and celestial penalties for the simple reason that social strife disrupts socio-political and economic life.
Implication of islamic finance for Nigeria’s economic diversification through enhanced financial inclusion
(The Nigerian Economic Society, Department of Economics, University of Ibadan, Nigeria, 2016) Kareem, M. K.; Oladapo, M. A; Omotosho, K. M.
This study empirically investigated the effects of financial inclusion on diversification from the perspective of Islamic finance. The analysis focused on eight Muslim countries with established Islamic financial and banking system, seven Muslim countries with no established Islamic financial and banking system and top eight countries in term of nominal GDP using IMF 2015 data. This provided a comparative analysis of the effects of financial inclusion on diversification in each of these groups of countries. Panel regression technique was used and the Herfindahl concentration index was computed and used to measure the degree of diversification to achieve the study objective. The results revealed, among others, that the economies of the countries with established Islamic financial and banking system were less diversified, as the number of Automated Teller Machines (ATMs) per 10,000km2 increased; but became more diversified as commercial bank branches per 1,000km2 and other deposit takers increased; countries with no established Islamic financial and banking systems became less diversified as the number of commercial bank branches per 1,000km2 increased, while they became more diversified as the number of other deposit takers rose. The study thus recommended, among others, that Nigeria should diversify its finance by utilizing Islamic financial products as viable sources of funding for sectors, such as agriculture, mining, manufacturing, and construction