Journals
Permanent URI for this collectionhttps://repository.ui.edu.ng/handle/123456789/304
Browse
15 results
Search Results
Item The socio-economic impact of al-hayat relief foundation on muslims in Abeokuta, Nigeria(2015) Noibi, M. A.; Adewole, A. O.Due to the nature of large financial institutions which target high- scale and complex financial transactions capable of yielding high returns, the masses are usually excluded from financial services necessitating the intervention of the informal sector, cooperatives inclusive. Moreover, the prohibition of riba (interest) by Islam has brought about the establishment of a number of interest-free Islamic cooperative societies one of which is al-Hayat Relief Foundation. Previous studies have focused on principles, practices and empowerment potentials of cooperative societies, however, none of these studies within our reach seems to have provided detailed explanation on the success or otherwise of most of the socio-economic strategies adopted by al-Hayat Relief Foundation in Abeokuta. Hence, this study aims at examining the impact of Al- Hayat Relief Foundation in enhancing the welfare and empowerment of members, and boosting their financial standing. The study investigated the possible hitches being encountered in its operations with a view to suggesting ways of improving its services. Data were sourced through key-informant interviews and the administering of questionnaires to members of the Foundation across the four branches in Abeokuta: Onikolobo, Lantoro, Kuto and Asero, while descriptive statistics was used in analysing them. Whereas the Foundation has improved the socio-economic standing of its members, there is the need to do more for the benefits to circulate among members. The concept of Islamic business ethics also needs to be properly applied by the cooperative.Item Islamic teachings on poverty in the light of modern theories and realities(2013) Noibi, M. A.This paper examines the position of Islam on the phenomenon of poverty by interacting its concept, nature and theories with the conventional notion of it. The study discovered that Islam, similar to the secular conception of poverty, has given adequate attention to poverty from socio-economic and cultural angles. Poverty is not an Islamic heritage as viewed by some, instead, it is a religion and a way of life that advocates the complete meeting of the legitimate material needs of man. There is also the school of thought, which holds that efforts’ at acquiring wealth need not be made as Allah, through pre-destination, determines the financial status of individuals. The position of Islam is that this cannot be ascertained until after death. Therefore, man has to continue to legitimately and legally strive to acquire wealth. In cases when poverty is inevitable, Islam mitigates its negative impacts to the barest minimum. Hence, affluence rather than poverty is the Objective of Islam.Item The Institution of waqf as an Instrument of peace and security in Nigeria(Faculty of Arts, University of Ibadan, Ibadan, 2013-04) Noibi, M. A.This paper addresses the challenge of insecurity which is engendered in Nigeria by gross economic inequality and extreme poverty. As a lasting solution, the paper therefore suggests the redistribution of wealth through the instrumentality of the Islamic institution of waqf (charity endowment). The institution of waqf would reduce the impact of economic shocks, provide social wages and generate employment for the poor. It would also assist the target group by providing sustainable welfare packages to them. Without doubt, the full utilisation of the institution of waqf would reinforce the pillars of love and brotherhood, and stimulate enduring peace and security in the country.Item Islamic development bank’s microfinance support programme and the growth of small scale enterprises in Nigeria(Canadian Academy of Oriental and Occidental Culture, 2014-04) Noibi, M. A.It is obvious that poverty is endemic in Nigeria. One of the reasons contributing to this is uncomplimentary situation is lack of employment for the majority of Nigerians. Several attempts aimed at creating employment have been embarked upon at governmental and non-governmental levels, with lithe effect. On the other side, the Islamic Development Bank (IDB), to which Nigeria is a key member, has been actively involved in the support of Small Scale Enterprises in some member countries through skillful carved sustainable non-interest base microfinance programme. Most studies on microfinance in Nigeria have not paid attention to the application of the IDB’s Microfinance Support Programme to Nigeria. Hence, this paper fills the gap through examining some of the past and present attempts of the government at providing microcredit and microfinance to Nigerians. It also considers the operational strategy utilized by the IDB at bringing sustainable microfinance scheme to the doorsteps of the poor in member countries. Consequently, it advocates this laudable microfinance scheme for Nigeria, arguing that if this is done, mass employment accompanied by best practices capable of reducing poverty would be injected into Nigeria.Item Crescent visibility and the challenge to muslim unity in Nigeria(The Islamic Cultural Centre, London, 2014) Noibi, M. A.The unity of Muslims is imperative under the Shari'ah but the sighting of the crescent remains a daunting challenge, sometimes inhibiting this unity. Nigeria is not left out of this challenge as it is confronted with the ideological conflict amongst Islamic scholars in some sections of the country. Whilst studies have been carried out on the disagreement among Islamic scholars on the issue of single or multiple horizon and exclusive reliance or not on astronomy, little seems to have been done about the reconciliatory steps aimed at unity among Islamic scholars in Nigeria with particular reference to disunity about the dates of Islamic rituals. This paper fills the gap through reliance on both primary and secondary sources. Key interviews were conducted with some Islamic scholars. The paper, among other things, suggests the sustenance of the current bridge-building efforts by the Nigerian Muslim community leadership and the synchronisation of science and technology, together with physical effort to determine the actual dates of Islamic festivals.Item An islamic strategy for the empowerment of muslim women in Nigeria(The Department of Religious Studies, University of Ibadan, Ibadan, Nigeria, 2013) Noibi, M. A.Several Muslim women in Nigeria lack access to sustainable and independent sources of income. The situation has no doubt contributed to household poverty within the Nigerian Muslim community. In their bid to seeking credit to engage in lawful income generating ventures, Muslim women were more often than not, compelled to patronise interest-bearing sources of finance as against their desires and the teachings of Islam. Existing studies have treated the issue of women's empowerment from eclectic angles and the challenges of Muslim Non-Governmental Organisations (NGOs) in Nigeria without suggesting an enduring and sustainable solution to the issue through an acceptable Islamic line of funding to empower female Muslims in the country. This paper, therefore, suggests the establishment of an NGO dedicated Muslim women from which Self Help Groups (SHGs) would emerge. It also suggests the establishment of Islamic Microfinance banks across the country to service the NGO and indeed its female Muslim clients. If this is done, it would go a long way in empowering the Nigerian Muslims through the means acceptable to Islam.Item Between text and practice: an assessment of al-fida among the yoruba muslims of South West Nigeria(The Department of Religious Studies, University of Ibadan, Ibadan, Nigeria, 2012-12) Noibi, M. A.Studies have been conducted in the area of death and funerary rites in Islam. However, there is a dearth of research in the area of organizing al-fida' programs among the Yoruba Muslims of South West Nigeria. Therefore, this paper attempts to fill the gap. The paper examines the local practice of al-fida' in Yorubaland as against the background of the universally accepted orthodox Islamic teachings and practices on post-funerary duties of Muslims to the dead. It also traces the areas of likely influence of the African Traditional Religion on some Yoruba Muslims in the area of post-funerary rituals. Key-informant interviews were conducted with purposively selected Yoruba Islamic scholars. The study discovered that some Yoruba Muslims who engage in al-fida' “ceremonies” may have deviated from the pristine Islamic tradition and unconsciously imitate the adherents of African Traditional Religion in the land.Item Towards an effective management of zakah in Nigeria: lessons from Malaysia(Department of General Studies, Ladoke Akintola University of Technology, Ogbomoso, 2012-08) Noibi, M. A.Civilizations and religions have shown concern for the alleviation of poverty in the world. Islam particularly emphasises on the alleviation of poverty to the extent of making it one of its pillars. History has demonstrated the efficacy of the teachings of religion in this regard. Mosques and Muslim organisations in Nigeria have made efforts to apply the teachings of Islam in alleviating poverty by administering Zakah. However, these efforts seem to leave room for more improvements in the area of the management of Zakah. Conversely, Malaysia seems to be more efficient and effective in its Zakah administration. The Malaysian model of Zakah administration entails the outsourcing of Zakah management to private professional firms. Nigeria can learn profitably from the Malaysian experience. To that end, mosques and Muslim organisations concerned with the administration of Zakah in Nigeria could unite to form a synergy by establishing a National Zakah Agency with the aim of supervising the administration of Zakah in Nigeria. The Agency should then outsource the administration of Zakah to private professional bodies. This would likely inject life into the administration of Zakah in the country.Item Item "My people shall not be poor”: mosque-based microfinance model and poverty alleviation among Nigerian muslims(Department of Arabic and Islamic Studies, University of Ibadan, 2008) Noibi, M. A.Even though various Governmental and Non-Governmental Organisations have risen up to the challenge of alleviating poverty and reducing income inequality in Nigeria through the medium of microcredit and microfinance, the efforts appeared to be plagued by inept performance, low outreach and religious beliefs of Muslims. Concerned about these challenges, this paper suggests an alternative way of delivering credit and credit-plus services to Muslims in Nigeria through the utilisation of the mosque and Islamic financial instruments. It argues that using the platform of the mosque for microfinance will increase outreach, improve efficiency and reduce running costs. In addition, Islamic financial instruments could boost the funds which will be made available to the poor.